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When Fraud Occurs | Spokane resources
When Fraud Occurs

What You Can Do
  • Close your affected credit card or other accounts immediately, and change the passwords on all of your financial accounts.  
  • File a police report immediately, in the jurisdiction where your credit cards, etc. were stolen.   This proves to credit providers that you were diligent, and this is a first step toward an investigation (if there ever is one).  Report the incident to the Spokane Crime Reporting Center - Crime Check at (509) 456-2233.  By filing a police report, you can prove to your creditors that you have been a victim of a crime. Visit https://www.spokanecounty.org/1076/Crime-Check

  • Report any fraud to the State of Washington, such as Contractor fraud, Employer fraud, Healthcare provider fraud, Tax and license fraud, Injured worker fraud, Unemployment fraud.  If you have been a victim of fraud, check with the State. Visit http://suspectfraud.wa.gov/
  • File a complaint with the FTC (Federal Trade Commission) to report suspected frauds, scams and identity theft.  Call 1-877-438-4338, toll free at 1-800-382-4357, or visit http://ftc.gov/idtheft.  
  • Freeze your credit reports.  If your wallet or credit cards have been stolen, or you suspect you have been a victim of identity theft, Washington State law allows citizens to order a “freeze” on your credit reports, which helps prevent a thief from opening new accounts in a victim’s name.   Place a “Fraud Alert” on your credit reports.  Mail or forward copies of the police report to all 3 credit agencies with a cover letter requesting your complete credit file.  Then, call every creditor with a bogus account listed in your file, and have them close it immediately. 

    Learn how to FREEZE your credit report
    to prevent hackers from accessing your personal information. 
  • Fraud alerts can be reported to one of the 3 national credit report agencies, placing a fraud alert on your name and your Social Security number.  Contact the following numbers immediately:
Equifax:  1-800-525-6285
Experian (formerly TRW):  1-888-397-3742
Trans Union:  1-800-680-7289

Social Security Administration (fraud line):  1-800-269-0271
This action will ensure that any company which checks your credit will know that your information was stolen.  They will then contact you by phone to authorize new credit.
Local Organizations
Additional Resources
If identity theft happens to you, contact a Spokane Crime Victim Advocate for assistance. 

Spokane C.O.P.S. - Identity Theft Program
(509) 625-3328
Samantha Purcell, Crime Victim Advocate, Spokane COPS
Contact them to make a presentation on Identify Theft awareness. 
FBI’s Internet Crime Complaint Center. 
Contact the FBI if you believe you have been a victim of an online scam, and file a report. 

Fraud Fighters.  Volunteer in activities to help protect seniors from abuse, neglect and fraud. 
Fraud Fighters is a program of the YMCA of the Inland Northwest
507 N. Howard
Spokane, WA   99201
(509) 344-7787  

Spokane Consumer Resource Center volunteers can assist with consumer inquiries and complaints. 
Call The Washington State Attorney General’s Office.
(509) 456-3099